Gain Control & Visibility over your Company Spend.
Issue Physical & Virtual Cards. Distribute Spending across your Company. Granularly Control & Track everything.
Kapmates accounts are FDIC insured (up to $250,000) through our partner bank.
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Unlimited Cards. For Everyone.
Physical Cards
We automatically mail a physical card to every person you add to your company on Kapmates. This card can be used to spend from anywhere they permitted in your company.
We automatically mail a physical card to every person you add to your company on Kapmates. This card can be used to spend from anywhere they permitted in your company.
Unlimited Virtual Cards
Issue additional & unlimited cards for more specific spends across the different teams, projects and budgets in your company.
Issue additional & unlimited cards for more specific spends across the different teams, projects and budgets in your company.
Teams on Kapmates issue different virtual cards for their SaaS subscriptions.
Unmatched Spending Controls
Prevent unwanted charges with strict spending controls & policies - regulate where, when, and how cards are used.
Prevent unwanted charges with strict spending controls & policies - regulate where, when, and how cards are used.
Flexible.
So make it yours.
Use and combine Groups, Projects & Budgets to distribute and control spending at scale, in your company. These are separate spaces in your company that can have different users & cards, admins, request & approval workflows, policies, and reports.
Teams on Kapmates use Groups to bring people together for the different departments in their company. Some use Projects to track every expense for the projects they work on. Best of all, they can interconnect them - like linking multiple departments/groups to one project and so much more.
Your Money. Your Rules.
Kapmates gives you the ability to granularly control every aspect of your company's spending process - at scale.
Spending Policies Use spending policies to approve or decline payment authorizations. They can be attached to cards, groups, projects, budgets, and even the company itself. Spending policies can help:
• Prevent unwanted charges.
• Control spending at scale.
• Reduce or eliminate the need for request & approval workflows.
Receipt & Memo Policy
Set a policy for your company's transactions receipt and memo requirements, and we'll take care of the rest.
User Roles & Permission
Use customizable user role permissions to control what users can see & do in your company.
Request & Approval Workflows
Requests are routed to authorized users for review. From budget requests in the company to new cards & limit requests across the different groups, projects & budgets in your company.
Realtime Reports & Analytics
Kapmates organizes your spending data and gives you the ability to zoom in & out of it seamlessly.
From company-wide analytics to reports across the different groups, projects & budgets in your company, you can see where every penny goes, as they happen in real-time.
Meet Mate
Mate is your company's Personal Financial Assistant. It can help you & your team easily explore your spending data, and perform certain actions on your account, using natural language - just like talking to a friend.
Do more.
On the go.
While we don't have a mobile app yet, we give you the ability to use Kapmates on the go, through Mate & SMS. From your smartphone, you can:
• Upload transaction receipts - with multi-receipt matching capabilities
• Activate, Deactivate, & Cancel your cards
• Access some spending data & balances
Reimagine your spend management today.
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